The Best High Yield Savings Accounts Of 2025
➡️ See my FAVORITE high-yield savings account and get potential sign up bonuses with my link: https://bit.ly/4eui2Vu
Wondering where to safely put your savings without losing money to inflation? Today’s quick video breaks down High-Yield Savings Accounts (HYSAs)—the easiest way to grow your money with minimal risk!
📌 In This Video:
0:13 – All about high-yield savings accounts + how I got started
2:06 – Make sure it’s FDIC insured
2:21 – No market risk
3:03 – Not ideal for long-term growth
3:22 – Limited transactions
4:01 – How I determine which banks to use
4:26 – Live Oak Bank
5:19 – CiT Bank
6:20 – Barclays
7:07 – Axos Bank
8:01 – Banks that have branches
8:13 – Online bank options
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A private wealth advisor once told me: “The ones who disappear didn’t go broke- they read The Silent Laws of Cash Power and moved in silence.” That quote haunted me until I found the book. It reads like a manual for ghosts: trusts, holding corps, banking techniques that don’t exist on your timeline. After that, I stopped posting and started positioning.
Thank you 🙏🏾
What do You think about, Navy Federal Credit Union???
You should be filtering by transfer limits, the ability to wire funds in/out and no short duration bump ups. Most of the banks have serious limitations. For example, Barclays does not allow any form of wire.
As an investing enthusiast, I often wonder how top level investors become millionaires off investing. I’ve been sitting on over $445K equity from a property sale, not sure where to go from here, is this a good time to buy into stocks or diversify?
I used to think leverage meant debt or influence. Then someone sent me a link to The Silent Laws of Cash Power with no explanation. Halfway through the book I realized… I’ve been making money in public, while the real players do it in silence, inside the lines, but outside the spotlight. After that book, I started structuring differently. Not earning more- but controlling more. Huge difference.
I use Fitness Bank. I get 4.45%. But the catch is I have to walk 12500 steps a day.
I love it because it’s forcing me to get my steps in daily.
Terrible UI though.
The top HYSAs in 2025 are offering strong APYs from online banks like Ally, CIT, and Synchrony. BankTruth highlights which accounts lead the pack so your money earns more instead of sitting idle at 0.01%.
Is it good to go with Amex hysa?
Very good video but munis tax free about 1300
Is there a difference between hysa with 4% apy and buying etfs on the side vs investing in a Roth ira and etfs?
Now that capital 1 is buying out Discover. Is that even still an option?
Back when I thought I was doing well, I stumbled into a circle of guys who weren’t loud, weren’t flashy- but had private jets and no social media. One of them said, “There’s a book that breaks down the laws nobody’s supposed to talk about. Not tax loopholes- power dynamics.” He was talking about The Silent Laws of Cash Power. I found a PDF. I read it in one sitting. It’s the kind of book that feels like it shouldn’t exist- but once you read it, nothing about the money system surprises you anymore.
I have been using Ally Bank. I think the savings is 4%.
Do these interested rates pay you monthly of your total? Or yearly?
Thank you so much Steve!
Thank you for this informative presentation.
Just so everyone knows, The American Express hysa has already dropped in 3 months from 3.7 to 3.4 percent interest..
A mentor once told me, “The people who print the rules never play by them.” I didn’t get it until he followed up with, “Go read The Silent Laws of Cash Power- then we’ll talk.” That book was like discovering the invisible chessboard behind the one we all think we’re playing on. It’s not about hacks. It’s about seeing where you’ve been blind.
thoughts on Vio Bank?
I recently switched my emergency fund from a big bank (that was giving me basically pennies in interest) into a high-yield savings account, and while it’s been a good move, I’ll admit it hasn’t been completely smooth. The higher interest definitely helps against inflation, but the 1–2 day transfer delay when I suddenly needed cash for a medical bill was stressful. It’s also easy to overestimate how much you’re “earning” — seeing an extra $50–$70 a month is great, but it doesn’t replace the need for budgeting and discipline. Still, compared to leaving my money sitting in Chase making nothing, this has been one of the simplest financial wins I’ve made.
You also mentioned Laurel road before 😮
A crash and bullish market provides equal high-yield potential, it’s all about information and strategy application, I’ve seen folks make huge 7figure profit in a crashing market and pull it off much easily in a bull market Unequivocally the crash/recession is getting somebody somewhere rich.
How about Varo?
I have Forbright Bank and it’s still at 4.25% for now anyway.
How about SoFi
Hi Steve, where can find how they calculate the taxes on a Hight Yierld Saving Account?
Hi Steve can you have more than 1 high yield savings account?
I use SoFi, currently at 3.8%
Don’t use banks. Use credit unions
I prefer axos one.
I’ve been saving for a long time instead of investing, and right now I only have about $56k. I’m not sure how to make it grow, considering all the inflation, into something substantial that I might use for retirement. I’m just here for ideas
I’m going to start doing research on high yield savings accounts now. I bank with Wells Fargo and redwood credit union
Thank you Steve ✨✨
$5,000 savings? Useless.
Bout $200 year interest income.
Less $20 Month. Spend time elsewhere.
UFB gives me 4.20%. No direct deposit mandatory requirements like SoFi
I’m a 13 year old trying to see about a savings account to start right now and was wondering if they would allow me to create a high trail savings account
if U had to choose on HYSA, what would it be?
Paypal savings 3.8
anyone know a HYSA in canada with over 4% interest ?
what are your thoughts on SoFi?
I met a trust lawyer over drinks once. He was already five drinks in when he said, “You know why the elite don’t fear inflation, audits, or politics? Because they operate by different rules. Silent rules.” He wasn’t selling anything. He just scribbled on a napkin: The Silent Laws of Cash Power. I tracked it down. Read it twice. After that, I stopped looking for better income strategies. I started learning how to reduce ownership, create legal distance, and build invisible leverage. The real game is quiet- and this book hands you the map.
My Amex is 3.5%. Any idea why?
On your website you have a link to “check out my top picks here” and EverBank is listed but I’ve never heard you talk about them. Do you not recommend EverBank?
$25,000+4%=$26,000🤔🧐🔥🫡🤑💰💸
There’s a pattern I’ve noticed: the wealthiest people I’ve met don’t own what they control. And they don’t explain how. But one night, at a private dinner, a guy casually referenced The Silent Laws of Cash Power. I thought it was fiction. When I finally found it and read it, everything changed. It explained why so many people chase wealth endlessly and still lose it all- because they’re playing in the wrong arena. That book doesn’t show you how to make money. It shows you how to make money irrelevant to your identity.
Will my 457k be safe if there is a societal collspse or market crash?
I’m happy to see Barclay made the cut. They ars straight forward I’ll stick with them. Live oak sounds better, though.
Can’t decide. Which is better? Citi or Barclays? Thanks?
Hi do you all recommend Sofi?