Which is THE BEST DIGITAL BANK in the Philippines?
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Welcome to our comprehensive showdown of the best digital banks in the Philippines! In this video, we dive deep into the thriving world of fintech in the Philippines, exploring how these innovative banking solutions are revolutionizing cashless transactions and transforming personal finance.
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Join us as we compare various digital banks, highlighting their unique offerings, high interest rates, and features that promote financial security and smart financial planning. Whether you’re looking to build your savings, invest for beginners, or simply learn about budgeting strategies, this battle of the best digital banks will equip you with the financial wisdom you need to achieve financial independence and freedom.
Discover which digital banks provide the best interest rates, and how they can help you with capital appreciation and growth. As the Philippines moves towards becoming a cashless nation, understanding these options is essential for anyone looking to enhance their financial education and make informed decisions about their money.
Tune in to find out which digital bank reigns supreme and learn how you can take control of your financial future today! Don’t miss out on this insightful analysis of the best digital banks available in the Philippines.
simplified finance
j em ang
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CoinsPH
Ganyan ang ginagawa ko kalat kalat sa ibat ibang bangko yung aking savings para sakop Ng tig 500k insurance yung iba ay nililipat ko na rin sa digital banking
gcash scammer
GoTyme for me
Daily ba Ang gotyme?
Best bank for me right now
• Tonik
• Sea Bank
• Maya
• GoTyme
It is the best and has great reviews for most of the problems involved not approved loan or not approved for creating a bank acc.
Maya worst ever pagdaating sa kanilang crypto always under maintenance mukhang nagmemekus mekus sila.
Diba monthly lalabas ang interest sa gotyme, hindi daily?
OWN Bank and Sea Bank po ako
GCash is not a digital bank 😅
seabank
ofbank for me is at the very bottom. yung app parang gawa lang ng isang kindergarten in terms of features at very limited mga info. ano daw yun? tsaka parang wala kang benefits na makukuha, gagamitin mo for remittance, yun lang haha.
anong brand po ng microphone nio sir?
Di mo naman sinabi kung ano ung dabesr
Sir wala po ba kaung na bad experience sa Maya, KC Jan din ako nag savings, KC dami Kong napapanood na na hack ang acount nila, ilang years na po ba Kau na gumagamit ng Maya,
Security na main issue eh.
Parang iisa lang Security IT infrastructure ng Gcash at Maya kahit competitors ang globe at smart.
And mukhang nag tipid sila gokongwei at ginaya or nag bayad ng same sila Ayala-Zobel ng gcash.
So personally… personally… personally ekis na sakin sila Maya at Gotyme.
Watching, reading, and everything para makahanap ng mas secure.
THANKS FOR THE REVIEW SIR👍🏼 plano ko rin itransfer at ikalat dito mga savings ko 😊
Metrobank now has an online time deposit @ 4 to 4.5% p.a.
Sir pede mag tanong pano po ba mag apply sa Maya?
At ano po yung bybit
Sana po may suggest ka na digital banks Salamat.
Tonik has no withdrawal fee from BPi and Metrobank.
Ps: If ING still exist. For me its the best.
UNO Digital Bank could not process transfer to Security Bank or PNB.
You need to move the money from UNO to GCash then transfer from there which will cost 15 pesos.
So..
Bank to GCash – may transfer fee around 25 pesos
Gcash to UNO – free
UNO to Gcash – free
Gcash to Bank – 15 pesos
So in summary if you want to temporarily keep money in UNO before using it to settle for bills, say for example 10-15 days, you’ll incur an overall cost of around 40 pesos on transfers.
In my case, I earned 57 pesos interest for 45k in 15 days. Less 40 pesos transfer fee, I still earned 17 pesos. Maliit but compared to traditional bank pwede na rin. Just a bit of hassle nga lang when it comes to multiple transfers.
Meron po bang gsheet or excel sheet for quick reference?
Maya card , 200 plus 50 delivery.
Gotyme transfer to gcash or tonik may transfer fee na ngayon ₱8:00 😢
Which are insured by PDIC/BSP? Is 500k max insured the same as trad bank?
Union Digital bank walng comfermation na magagamit mo
UNO is 4% only
I am using Gotyme kasi insured by PDIC . So far it’s good 4% Per Annum❤
Gcash is not a bank.
Gotyme 4% compounded daily!?!?
Good and nice content
ofbank has only 0.05%
OWN bank iincome interests is 20%? Isn’t this high?
inaantay ko yun sagot sa video on which is the best digitsl bank walang final answer e. tonik bank kaya ang best?
anyone has bad exp. here in using ownbank? feel free to comment here! I am considering using ownbank if i have read good exp here. thanks!!
The thing about Tonik is that it expensive to pay in to them directly either through a cash deposit or through their top up function. The only way incoming money to them is free is from other digital banks.
On GoTyme, you have a limit of free outgoing transfers before they charge you ₱8. They may change their scheme soon.
Maya has cash back the best
thank you for this sir! used your code po for ownbank 🙂
Akinaperakosauno.digitalbank
Di mo naman sinabi kung ano ung dabest
Saunonisusandensing
Akinaperasauno
gotyme is twice a month FREE OF CHARGE (bank transfer) next bank transfer is 8pesos per bank transfer. MAYA is daily interest up to 15% interest per annum (may kailangan ka lang gawin at per month un ginagawa para lumaki and interest, example pag nagbayad ka accumulated 50k, may 10% per annum na and savings mo). 200 and charge sa card, di na sya free. DISKARTECH 8pesos transfer fee not 15.
Susandensingpoito
boss san po yung ref para sa ownbank salamat po
I am currently using Gotyme Bank. It was offered by my friend who has been working as an agent.
Same day pagka register ko binigay nya din agad sakin ung ATM card. 4% interest rate annum is not bad.
Wheres CIMB
rcbc diskartech has its cardless withdrawsl thru their atm machines.
Which digital bank are on to use for overseas withdrawal.. tried gcash card ayaw gumana sa Taiwan